Large numbers of people in the UK, and around the world, currently live beyond their means. As a result, borrowing money is a reality for millions of us and sometimes it¡¯s difficult to see a way out of a cycle ...
The guarantor loans sector in the UK has been booming. A report earlier this year indicated that current balances on guarantor loans were nearing a total of ¡ê1 billion. Plus, the Financial Conduct Authority recently revealed that there has been ...
It¡¯s estimated that around?10 million British adults?have some form of credit rating impairment or no credit rating at all. However, your credit file is very much your passport to accessing credit both now and in in the future. Therefore, it ...
Getting to grips with your credit file is crucial if you want to make sure your financial history is in the right shape for getting accepted for credit. However, many of us don¡¯t have a great understanding of what a ...
Brexit uncertainty might well be the trending topic of 2019. With so many questions still unanswered none of us really yet knows what the impact of leaving the EU is going to be on our finances and our lives. However, ...
Recent research has identified 29 areas around the UK where local residents are more likely to have low credit scores and need to borrow. This combination of financial need and poor credit history is creating ¡°credit deserts,¡± where high-cost lenders ...
Debt is something that the majority of Brits live with today. However, large debts ¨C especially credit card debts – are also becoming increasingly common. While the average person in the UK owes around ¡ê8,000, more and more people are ...
Breathing space is exactly what many of those struggling with debt issues in the UK really need. So, it¡¯s apt that the government¡¯s new initiative to help people with serious money problems has been given this name. As of 2021, ...
image licence Iron Man, Captain America, Black Panther, Thor, Spider-Man…?You¡¯ve met the Masters of the Universe, you¡¯ve sat glued to their movies, you¡¯ve scoured the comics, you¡¯ve learnt their back story and looked for clues as to what really motivates ...
If you¡¯ve been asked to act as a guarantor then it¡¯s important to take the time to consider the decision. For most of us, the impulse to try and help another person out is often strong. However, make sure you¡¯re ...