For most of us, a mortgage payment is one of the biggest monthly expenses we face. So, anything that enables that cost to be reduced is worth looking into. Whether you¡¯re struggling to make your mortgage payments, or you¡¯re keen ...
New research shows that the difference between actual and advertised lending rates has widened significantly. Since 2011, the discrepancy between what lenders advertise as loan rates to consumers, and what borrowers actually pay, has increased from 1% to 3%. This ...
Since 2008 (the height of the “credit crunch”), news of companies failing seems to have been a fairly constant feature in the headlines. Often those who lose out the most are the every day people who have put their trust ...
There has been plenty of criticism of payday lending in recent years. Issues with charges and rolling up repayments, for example, motivated the financial regulator to get involved to restructure the industry. Other types of lending, such as guarantor loans, ...
According to research, 88% of people who watched Blue Planet II with David Attenborough have now changed their lifestyle as a result. Footage, such as albatross parents feeding plastic to their chicks, left many people shocked by the impact that ...
The UK is a nation of aspiring homeowners. While the proportion of home ownership recently hit a 30 year low and the rental sector doubled in size, many of us would still much rather own than rent. And the fact ...
Two years ago, a case against credit card firm Mastercard for imposing excessive card transaction charges was thrown out of the Competition Appeal Tribunal. However, in April this year the Court of Appeal decided that the Competition Appeal Tribunal must ...
Conveyancing is an essential part of the process of buying a property. Whether you¡¯re a first time buyer, or you¡¯re upgrading to a bigger home, you¡¯ll need to ensure you have this covered. It¡¯s best practice to work with a ...
The credit industry is evolving fast in the UK. Applying for a personal loan via a website, or going into a high street bank, are no longer the only options. As social media messenger and chat services are increasingly used ...
The fees that are charged by letting agents and landlords have been a cause of financial pain for tenants for years. Generation Rent has largely been forced out of the housing market by high prices and so demand for properties ...