The credit industry is evolving fast in the UK. Applying for a personal loan via a website, or going into a high street bank, are no longer the only options. As social media messenger and chat services are increasingly used ...
Statistics from the Financial institution of England revealed that in 2019, shoppers took up ¡ê13.2bn of further credit score debt. And in line with the Workplace of Nationwide Statistics, near 9 million individuals elevated their borrowings in 2020 to assist ...
Debt is something that the majority of Brits live with today. However, large debts ¨C especially credit card debts – are also becoming increasingly common. While the average person in the UK owes around ¡ê8,000, more and more people are ...
Energy debt has become a problem for many people in the UK. Research has found that this is an issue that disproportionately impacts vulnerable energy consumers. This comes at the same time as a report suggesting that existing support for ...
There has been plenty of criticism of payday lending in recent years. Issues with charges and rolling up repayments, for example, motivated the financial regulator to get involved to restructure the industry. Other types of lending, such as guarantor loans, ...
The fees that are charged by letting agents and landlords have been a cause of financial pain for tenants for years. Generation Rent has largely been forced out of the housing market by high prices and so demand for properties ...
Getting to grips with your credit file is crucial if you want to make sure your financial history is in the right shape for getting accepted for credit. However, many of us don¡¯t have a great understanding of what a ...
None of us would say that power is affordable at the moment. Whether or not it’s gasoline for our vehicles or gasoline and electrical energy for our houses we’ve been confronted with ever-rising costs. For the poorest 10% of UK ...
The rollout of sensible meters throughout the UK was imagined to make life simpler for shoppers and introduce a brand new degree of transparency to vitality use. Nonetheless, the unique deadline set by the federal government to have sensible meters ...
For most of us, a mortgage payment is one of the biggest monthly expenses we face. So, anything that enables that cost to be reduced is worth looking into. Whether you¡¯re struggling to make your mortgage payments, or you¡¯re keen ...