For most of us, a mortgage payment is one of the biggest monthly expenses we face. So, anything that enables that cost to be reduced is worth looking into. Whether you¡¯re struggling to make your mortgage payments, or you¡¯re keen ...
New research shows that the difference between actual and advertised lending rates has widened significantly. Since 2011, the discrepancy between what lenders advertise as loan rates to consumers, and what borrowers actually pay, has increased from 1% to 3%. This ...
Since 2008 (the height of the “credit crunch”), news of companies failing seems to have been a fairly constant feature in the headlines. Often those who lose out the most are the every day people who have put their trust ...
There has been plenty of criticism of payday lending in recent years. Issues with charges and rolling up repayments, for example, motivated the financial regulator to get involved to restructure the industry. Other types of lending, such as guarantor loans, ...
According to research, 88% of people who watched Blue Planet II with David Attenborough have now changed their lifestyle as a result. Footage, such as albatross parents feeding plastic to their chicks, left many people shocked by the impact that ...
Last year was a difficult one for borrowers. The cost of everything from mortgages to personal loans to credit cards spiked due to higher interest rates sparked by elevated inflation. And while this may have been beneficial for savers with ...
Since March 2020, federal student loan borrowers have had their monthly loan payments frozen and their interest rates dropped to 0%. The payment pause was made possible by the CARES Act. And although these benefits were made to be temporary, ...
The pandemic may have triggered massive layoffs as businesses shut down, but it also spawned a new labor trend: the Great Resignation. A recent Pew Research Center survey shows that the nation’s so-called quit rate reached a 20-year high last ...
Student loan debt can be overwhelming, especially for borrowers who aren¡¯t in a high-paying field. If you¡¯re a teacher with student loans, you may have loan forgiveness options, such as the Teacher Loan Forgiveness Program. ? If you¡¯re considering refinancing ...
Interest in gold has picked up in recent years, thanks to high inflation and geopolitical tensions, which tend to send investors toward safe-haven investments that protect their wealth. In fact, even big-box stores like Costco?have begun offering the precious metal. ...